Erik turns submissions — corporate documents, registry extracts, financial statements and attachments — into decision-ready risks aligned with the carrier's view of risk: it produces summaries, flags and recommendations to support the underwriting decision, with every piece of evidence traceable back to its source document.
Erik reads a submission the way an experienced underwriter would: corporate documents, registry extracts, financial statements and attachments become an ordered picture of the risk, with missing information highlighted.
It sits upstream of the process, as an intelligence layer that works alongside the policy admin and core systems without replacing them: submissions enter through Erik and reach the underwriter already as decision-ready risks, with no re-keying, reformatting or switching between systems.
The same logic holds across every line of business: formal checks and the view of risk are configured once according to the carrier's rules and reused consistently, leaving room for the specifics of each line.
Every flag is traceable back to its source document: the underwriter decides with more context, not with a black box.
What it does
- Analyses submissions, registry extracts, financials and corporate documents, including unstructured ones.
- Produces risk summaries, flags and recommendations, traceable back to the source.
- Delivers decision-ready risks — the file reaches the underwriter complete and aligned with the carrier's view of risk, with no re-keying or system switching.
- Increases underwriting capacity — underwriters assess more risks, with a consistent prioritisation criterion and faster response times to brokers.
- Supports fast quotation — on more standardisable risks, pre-fills the quote and reduces time between submission and broker response.
- Keeps human control — the underwriter validates the outcome and can review every step in detail: explainability, observability and evaluation are part of the product.
Who it's for
Underwriters — Faster, better documented risk assessments: AI analyses submissions, registry extracts and financials and prepares the decision file.
Marketing — Portfolio segmentation and risk insights for targeted campaigns on clients and prospects.
Portfolio — A complete view of the portfolio: loss ratio, exposures and performance by line, agency and client.
- Underwriters
- Portfolio
- Marketing
Underwriters — For the underwriter, Erik removes the reading and reconciliation work and leaves the judgement: the submission arrives already worked up — risk picture, anomalies and recommendations — so the decision starts from context, not from a stack of documents. On standardisable risks the quote is already prepared, ready to validate.
Line managers — For those who govern a line of business (LOB / Commercial Lines), Erik makes underwriting consistent and traceable: formal checks — policy compliance, Ateco code, consistency between declared revenue and financials — follow fully deterministic logic, and every case keeps a history of the reasoning. Delegations are respected, referrals documented.